Mint Money Helps You Apply For Instant Personal Loans, Check Your Credit Score, Loan Eligibility, And Make Bill Payment - All In One Place.
Whether you need a quick loan to cover medical emergencies, rent or home repairs, Mint Money helps you with personalized loan recommendations & financial insights to make money management easier along with helpful features like credit score checks & bill payments.
Make confident financial decisions with the Mint Money digital loan & bill payment app.
Why Choose Mint Money?
💸 Get instant personal loans up to ₹5,00,000 in just 5 Minutes!*
📉 Instant loans at low interest rates starting at 11% p.a.
🔎 Check your credit/CIBIL score in just 2 Minutes!*
💲Flexible loan repayment tenure
✅ 100% digital cash loans with no paperwork & no collateral
🧾 Pay credit card bills, water, electricity & other bills with Bill Payments
📱 Personal loan interest & EMI loan calculator to calculate your total loan costs
📰 Read trusted financial news from Mint, Hindustan Times & Hindustan Hindi
🎥 Watch Mint Money Shorts - quick videos that simplify personal finance
Check Loan Eligibility & Understand Your Credit Score
Check & monitor your credit score with easy-to-read insights. Mint Money helps you understand factors affecting your credit score & improve your credit health. A stronger credit profile increases your chances of qualifying for better loans.
Support Your Financial Health With Bill Payments
Got multiple bills due at different times each month?
→ Pay with Bill Payments powered by Bharat Connect (BBPS), with instant settlement & rewards on eligible payments
→ Track all your credit card bills in one place and also pay other bills
→ Set reminders & use Auto Pay to stay organised & build better payment habits
Discover Instant Personal Loan Offers
Looking for a personal loan online? Mint Money helps you explore quick personal loan offers from trusted lending partners based on your loan eligibility & credit score online.
Personal Loan Terms & Charges
→ Loan Amount: ₹5,000 – ₹20,00,000
→ Loan Tenure: 6 months – 60 months
→ Annual Percentage Rate (APR): 10.5% – 36% (depending on credit profile) + applicable charges
→ Monthly Interest Rate: 0.9% – 3%
→ Processing Fee: Up to 1.5% – 5% of the loan amount
Representative Personal Loan Example
Loan Amount: ₹1,00,000
Loan Tenure: 36 months
Processing Fee: ₹1,500
Interest: ₹41,238.25
Total Repayment: ₹1,42,738.25
(36 EMIs of ₹3,923 each)
Find The Right Personal Loan For You
Explore & compare personal loan offers online, tailored to your credit profile with the Mint Money credit loan app.
Stay Informed With Trusted Financial Updates
Go beyond loans & credit scores with access to trusted news from Mint, Hindustan Times & Hindustan Hindi. Also watch Mint Money Shorts: short videos covering personal finance, credit score, budgeting, savings & financial management to help you make informed money decisions. Have a personal finance question? Use the AI Voice Assistant to get quick answers & easy explanations while managing your money.
⚠️ Important Disclosure
Mint Money is a digital platform that facilitates loans through its lending partners. The loan providers available on our platform include: Akara Capital Advisors Private Limited (Stashfin), Si Creva Capital Services Private Limited (Kissht), KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED & EarlySalary Services Private Limited (Fibe).
These entities are registered Non-Banking Financial Companies (NBFCs) or regulated financial institutions. All loans are sanctioned & disbursed solely by these lending partners in accordance with applicable laws & regulations. Mint Money does not directly lend money or make any lending decisions.
Manage your finances with Mint Money, a money lending app that helps you with instant personal loans, cash loan offers, credit score check &am